Archive for August, 2009

Students who are traveling abroad for the purpose of pursuing their higher education have to realize the importance of taking international student medical insurance. Medical expenses are really costly abroad and as such it is required that we make sure that we are covered with International Student Insurance before traveling abroad.

StudentSecure Medical Insurance by HCC Medical Insurance Services is a plan that has been specifically designed for international students. With the Student Secure Medical insurance there are two levels of coverage Select and Budget for medical insurance for international students? .Both plans provide coverage for Medical Expenses, Emergency Medical Evacuation, and Acts of Terrorism and all pre-existing conditions are covered after 12 months.

Both the Select and Budget levels offer different levels of coverage. Coverage up to $300,000 is provided under the Select level, whereas coverage up to $250,000 is available under the Budget option. The important aspects that these plans cover are – Dental Treatment due to Accident, Dental Treatment to alleviate pain, Maternity Care for a Covered Pregnancy, Routine Nursery Care of Newborn, Hospital Room & Board Local Ambulance Intensive Care Unit, Hospital Pre-Notification Penalty, Outpatient Treatment & Outpatient Prescription Drugs and Mental Health Disorders.

StudentSecure International Student Health Insurance also covers factors like Therapeutic Termination of Pregnancy, Physical Therapy & Chiropractic Care, Intercollegiate, interscholastic, intramural, or club sports, Terrorism, Benefit Period for coverage after Policy Termination Date, Emergency Medical Evacuation, Emergency Reunion and Accidental Death & Dismemberment.

Full time students at a college or university holding a valid F-1 Visa in the United States are eligible for this plan. International students applying for this insurance must reside in a foreign country for the purpose of education and should not have access to a residency status.

We can extend the plan up to a year from the initial date of payment and afterward if we want, we can renew it to a time period of four years. Renewal of the plan is possible only if we continue to meet all the plan pre-requisites and is possible for maximum four years, after which we need to opt for a new plan.

There are many ways by which we can access this plan. We can either mail the application or fax it to the company. We can also e-mail the application along with the details of the payment method. Then the insurance documents can either be mailed to us by post or sent to our e-mail, depending on our preference.

Thus, these are a few highlights (features) of the StudentSecure SM Medical Insurance.

Ray Sondeo often writes about international student insurance.

The Ultimate Fighter TUF

The Ultimate Fighter (TUF) is a reality based television series and mixed martial arts (better known as MMA) competition, originating from the United States, and produced by Spike TV and the Ultimate Fighting Championship (UFC). On this show, professional MMA fighters that have yet to make a big name for themselves are situated in a house outside of Las Vegas, Nevada and compete against each other for the title of The Ultimate Fighter, winning a six-figure, multi-fight contract with the UFC.

For the first four seasons, prospect UFC fighters were selected in two weight classes. The fighters are divided into two teams, irrespective of weight class, each team coached by a current UFC headliner. The teams then compete (in a manner which varies by season) to determine which team would have the right to pair one of their own fighters against an opponent of their choice in the same weight class to an MMA match, the loser being eliminated from competition. At the end of a season, the two remaining fighters of each weight class are placed in a single-elimination tournament, where the title of The Ultimate Fighter (TUF) is awarded to the winner. From season five to season seven, all fighters competed in the same weight class. This season of UFC Ultimate Fighter season 10 will be heavy weights.

The show features the daily preparations each fighter makes to train for competition and the interactions they have with each other living under the same roof. Day-to-day events on the show are overseen by UFC president Dana White. White has attributed the UFC’s success to the popularity of The Ultimate Fighter. This season has some big names on the show, the most noticeable one is Kimbo Slice the internet fighting sensation. Will the street fighter be able to handle the tension in the house, and beat some actual trained martial artists?

One aspect Im excited for is the Ramapage Vs Evans (the Coaches) fight which will take place later this year. They already have shown they both want to fight each other. Rampage turned down a chance to fight for the title deciding he wanted to fight Rashad first. Win or lose, it looks likely that Rampage will get a title shot shortly after he fights Rashad.

With the exception of the season finales, fights on The Ultimate Fighter are sanctioned by the Nevada Athletic Commission as exhibition matches and do not count for or against a fighter’s professional record. This is done to keep the results from going public before the air date.

The Ultimate Fighter: Heavyweights premieres on Spike TV at 10pm on Wednesday, September 16th.

I am a professional writer and a huge fan of The Ultimate Fighter TUF series. If you are a fan of the UFC Ultimate Fighter series check out ufcultimatefighter.com